You want this to be your backup plan if things take longer than anticipated, you do not want to dip into personal credit cards so i would use a heloc to help with down payment but try to keep a nice available balance on a heloc as your insurance policy. 

I would add to this account every month, allowing me to pull from it whenever there was a large repair or capex event. 

Usually a plumber can pull out the old caulk and re-caulk in less than an hour.  

Best you can do is individually pull title on properties. 

Ultimately, we worked very hard to help you.

That being said, I still want to pull my hair out sometimes because of the difficulties investing and working here.

I specifically want to call out one of their Senior Accounts Associate, Charlotte Cunningham, who helped me through the process on my first purchase as I needed to buy a sizable amount of furniture quickly and she was able to help me make moves quickly...and didn't make me feel bad whatsoever when I pulled back a few items at the last minute I was able to find them cheaper elsewhere.

PS  flying to DCA today LOL  looks like I will make it had to pull all my warm cloths out of my closet. 

The Costa del Sol has been pulling the economy of Andalucia, Southern Spain in general and the whole country for decades.2.

Very useful view.Curious, where are you pulling numbers for local mortgage, insurance, and tax rates?