I would like to add that the gutters are frozen.

The W/D was out in a sun room area that is VERY cold in Michigan right now, which leads to concerns about frozen pipes.

I pour 30k cash and he provide 45k of collateral on the financing (which mean the bank finance 45k of the 67k cashdown needed, and  my dad see this 45k frozen on his mortgage credit line on his house).Say we sell in 5 years and all in all we get out with a net 70k. 

I HAPPILY pay it for many reasons:1) I want the neighbors to see there are people coming and going and that it's not abandoned2) I like to see the work I'm doing to it as it's completed3) If the air conditioner is stolen or pipes are frozen/leaking or copper pipes are stolen I want to know about it sooner rather than later.For what she charges me, I think I'm getting a deal. 

Heat is a big deal in the cold upstate region, and by including it I'm trying to ensure no frozen pipes and protect my investment.  

Bank accounts could be frozen within hours. 

By face-lift I mean scalloped siding on the front above the porch and/or sandblasting the brown paint off the concrete.  

My property manager confirmed to me they check the property on weekly basis to see if tenant moves out, if so, they will transfer utilities under their name and make sure heat is on to prevent pipes frozen.  

The general tax levy was frozen by Proposition 13 at 1 percent of assessed property value (which is always the sales price).

@William ChrismanGood luck up hear in the frozen north, if you have any questions or need recommendations in this market don't hesitate to ask.