I would imagine the bigger loan origination companies out there who underwrite like robots because they are lining up the sale before closing  will be the exception and require those docs up front. 

Lending is all about relationships, especially when it comes to exceptions and tricky deals.It generally doesnt hurt to interview lenders and apply with 2-3 of them at the same time.

Not when I can build a home and 9 months later sell it and make 100k even after tax thats 60k and basically a double your COC so rentals at small deltas just dont really do it for us except tax breaks but I dont like to let the tax dog wag the tail.

For those who don't know, Dallas had a wide sweeping ban with no exceptions

I had later found out, he had done ZERO work at all himself except for the times I was there and literally called him in and I had asked him to help his friend who was clearly struggling.

Long term buy and hold RE in good locations is probably one of the lowest risk investment vehicles IMO, similar to blue chip aristocrat stocks except even less risky because even long-established companies can go out of business but real estate very, very rarely ever goes to zero. 

Today you emailed Investor Relations asking us to make an exception in exchange for you to remove your reviews. 

we did that except instead of renovating it we knocked the existing home down and built a new primary. right after we were completed we had $500k in equity as we acted as the GC on the project. 

This is a complex question, that requires answers with exceptions, caveats, and explanations, but here are rough examples:A.

No one would buy a house there except for an investor.