ref: https://www.huffingtonpost.com/entry/housing-crisi...

Since ~2012 interest rates have hovered between 3.5-4.5%:This was extremely low by historical standards:At the same time, property prices were crushed from the financial crisis.

Loan originators no longer must have ‘skin in the game’https://www.brookings.edu/blog/up-front/2018/03/15/loan-originators-no-longer-must-have-skin-in-the-game/When I refinanced my mortgage in the early 1990s, the industry was recovering from the appraisal inflation of the heady days leading up to the Savings and Loan Crisis of the 1980s.

Probably the biggest problem now is that post crisis, they are in demand and there is a shortage of skill out there at all levels.

Cathie, I dont know how long you have been on BP, but being as diplomatic and beauracratic as possible when it comes to discrimination in real estate is one of the first things they reach you here on BP.

I see the same post-crisis trends, you can easily get 35% return on investment flipping properties here.

Great attorney who was right in the thick of the last crisis and understands a lot of risks that other less experienced attys might not.

Better than most hedge funds and certainly better than I could've done other than getting lucky with Bitcoin or putting it all on Amazon at the end of the financial crisis.

@Adam Adams3 appartment buildings and 6 houses with 40k in hand121k gross income at say 10% annual that's 1,2m worth of real estate That's a 30:1 leverage...or 97% LTVI want the name of your lenderHonestly after the subprime crisis mess, i thought they would ban that kind of excessive leverage but it seems it is back to business as usual

Cris, I could not speak intelligently on those areas, as they are not where I focus.