How do I compare that to a comp that has 1840 SF on the main floor and 460 SF of finished basement space (and 1200 SF of unfinished space)?

I would compare it to you or the Seller buying down the rate permanently.

I don't know their fee breakdowns, but I can send you over a few to compare fees.Preston Garcia

The logic doesn’t hold up...Let’s compare this with another investor who took a different approach.Seven years ago, Investor X purchased a duplex in a stronger market for $300,000.

I’ve never used Norada so I can’t compare the two.

Additionally, a pro-rated portion of tax is due if you sell with debtOr dent is on the priority for the year prior.

I am assuming you know about this, but you may want to consider doing something like a Wally Wrap so that you have an asset to show your next lender prior to your note seasoning.

Unfortunately due to the business you choose to operate incidents like the one you experienced are more likely to occur compared to a property that's continually occupied by a tenant where the water would more likely be run at a higher frequency which would prevent the pipes from freezing.  

And at what nominal price compared to the $24mil they paid in 2019? 

There are other players in the game to compare with like Kenny Bedwell at STR Insights or Bill Faeth's coaching.