Like Brandon mentioned - you sound like the picture perfect classic "DSCR Loan" borrower - dscr loans are made for exactly this typically - LLC friendly and usually the best fit for when investors hit the 5 or so property mark and hit a roadblock with banks, cash etc like you desribed.Check out this 12-part article series published here on BP on all about DSCR Loans, hope it helps!

I am planning to convert the living room in the property to bedrooms and want to use the garage as common space (have a pool table or a Foosball table, a couch etc).

I've built a pivot table of brand name vs. cap rates per state, and I am starting to see some of those patterns emerge.

Mind you, it's never wrong to bring any piece of information to the table but it's a good things to help putting it into perspective.

Since house hacking is off the table, focus on building a network in those areas—agents, property managers, and contractors are key.

Supply is being taken off the table.

One upside to me would consistent rent scale, meaning if you upgrade one unit early, you set the table for all of the units when done because they are all the same.

Adding amenities like power, water, and a barn or pavilion could increase its value as an event space.Farm-to-Table Experiences: If agriculture is possible, create an on-site farm-to-table business where people can visit, harvest, and eat fresh produce.

The tables have turned.

We even had a seat at the table with former HUD Secretary Carson who issued a statement about the importance of co-living, please feel free to ask your AE for that declaration.