If they replicate that kind of profit reliably, what would they need you for? 

This is why we network with other real estate investors - kind of like what you are doing here!

If you’re not willing to do this, then you may be best off investing in some kind of real estate fund concept.  

Kind of like betting on Vegas having a snowy Christmas. 

So, yes, it can be the best time to buy as the sellers listing during the winter are often the most motivated.Great, thanks that's kind of what I was thinking.  

On the bright side I think many of the scammers that sell you on owning 1000 units are being wiped away and maybe that kind of an opportunity will come back. 

Is there that kind of flexibility in a purchase agreement?

To the point if the medical reason I agree it is likely a mental health kind of thing.

There are actually THREE kinds of subject to transactions1- subject to existing mortgage without lender approval2- subject to existing mortgage WITH lender approval3- subject to existing mortgage as part of a seller financed wrap around mortgage.with #1 and #3 it’s in everyone’s interest to utilize a third party servicer, who collects and then distributes payments.  

The lender may figure if the borrower had this kind of money they’d be making the mortgage payments.