I've also seen houses there in prime locations that have been for sales for years and didn't sell for one reason or another, so building a spec house would also carry it's own risk. 

The 4 unit I am buying the seller wants to move to Florida SUPER bad and is carrying back a 2nd mortgage for me.  

A HELOC can be flexible, but ensure you have solid cash flow to cover repayments. 401K loans carry risks like penalties if not repaid on time.5.

So hard money loan in my name, down payment and carrying costs covered by her but we still need to meet to hash out the details.

I'm carrying!!!

Which profits can than be utilized to carry forward into the then "good" MFH acquisition timing of things. 

Unless you are feeding the cats it is just the way nature is, other outdoor animals like squirells can carry fleas too.

Some states are communal states, so you just have to make sure if the debt carries to your spouse as well.

I’m no Henry Ford, but I see an imminent convergence of regulatory pressure, existing tech, and the GenAI to bring all the existing tech together to make the full-service brokerage offering much cheaper and faster.To carry the automotive analogy further, there will still be horses and still be Lamborghinis, but most residential transactions will be vastly faster, cheaper, and more standardized in 10 years than today.The part you’re missing is that most buyers and sellers desire consultation with an expert and are willing to pay for it, because they see the value.

You could form a single LLC for all properties, which is easier to manage but carries shared risk, or you can create an LLC for each property, which offers better protection at the cost of more administrative work.