I find it best to treat everyone as if they are your childhood friend.

My family has been here for generations now and I’ve been here for the last 15 years or so, just about the longest period, since my childhood.

When a child is outside of their home and isn't able to follow their individiual interests, you lose the 2 most important elements of childhood for later success.

She was taught from childhood to hate Jews for reasons running to the ridiculous.

FWIW, I have found an number of factors more likely to be associated with poor judgement and decision making skills than current income including: behavior consistent with a cluster B personality disorder (especially very high entitlement), severe mental illness, a very young age and severe adverse childhood events combined with a lack of family or social support, and drug/alcohol addiction.

Assuming that's your belief, do you think childhood education should be legally mandatory or should it be optional?

Now he has always had diabetes from childhood and his wife is a kidney stone factory and has to have her kidneys cleaned out every 5 years or so by operations not just treatments so they are "uninsurable" because the premiums are too much.I also took a second job and moved in so that I could put the most available funds into this family.

Mike OH: Thanks for the concern, but you don't have to worry, I've already wired my entire savings off to a guy in Botswana named Drake who is giving me my beautiful mail order bride!

Yes, the roof leaked several years and required new ceilings inside.Today, with mold issues, it may be much more of a problem.One subsequent owner of my childhood home installed an inclined roof (among other changes).In addition to talking with an insurance agent, talk with a builder & roofer about replacing the flat roof.

Thanks Christine.You and others have lots of great ideas.There are 20 units total.Rehabbed units get 950 a month.Other units we have that need work get 780 to 860 a month.I want to get them all above 900 with the improvements.The property management fee is usually 5%.Instead I have a PM I can trust a child hood friend that is doing an excellent job.He is going to be an onsite PM living in one of the units.I will expense a payment to him for the PM and then he will pay rent to show gross income on the property.There is an opportunity for more units on the same street so I might acquire more.I can't run them day to day because of my commercial real estate brokerage I own.I figured an onsite person will keep the tenants in check.Thanks for the help.