FICOs algorithm is proprietary, so we dont know what affect say 4 or 6 months of missing payments will have on scores.

You may want to run facebook ads they are cheap and will get you a ton of responses just be specific about where you're located and what you're looking for as geo targeting isnt as easy as it used to be since FB changed their algorithm a while back

X-Amz-Expires=601200&X-Amz-Date=20200401T021359Z&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAINAFXR3SDILSVHQA%2F20200401%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-SignedHeaders=host&X-Amz-Signature=8c1013b904dea0f4dbf4640ebe9c598dacb6fdb8858c91274941ca3511befb94Does that link work?

So somewhere we need a new process that starts with algorithmic data and is augmented in special cases (eg the price is above $$$ or the renovation was not documented and needs confirmation or whatever)

1) yes blockchain transactions are safe because of their security algorithms they use such as Sha-251.

The bank didn't even do an appraisal so it must just be their valuation algorithm jumping around.

They will give you an overall “tenant score” which might make your choices easier as they run everything thru their algorithms and so far they have been right with the folks they recommend for me. 

I'm curious if underwriters have any algorithms or programs that take care of this automatically based on a few inputs or if they largely pull comps manually? 

I wouldn't rely too heavily on what Zillow says since it's never seen the house and it just based on algorithms.

No algorithm or computer will ever be able to out-evaluate personal knowledge on a property.