Quote from @Joe Villeneuve: OK. 

Thanks Joe.

Perhaps don’t skim @Joe S. and or make assumptions.

Quote from @Joe Yobaccio: @Chris Seveney I am trying a simpler version of a loan partial, but want to keep my name on the note and Colllaterlize it for safety of a lender and would like some feedback on the terms. 

We are a seasonal market, so prime season is Memorial Day to middle of August plus Labor Day weekend. 

For clients who look at doing laminate, it almost never makes sense since the labor costs they are quoted to install end up eating up the savings. 

This past weekend, labor day weekend, driving around town with my mom and daughter running errands.

@Joe S.I would say BP does a good job as well as its membersFor example when peerstreet went under people were on BP blasting them because “they did not know” they invested in unsecured debt because they noted they invested in secured loansBut if you read the literature it was clear the investors were unsecured even though the company invested in secured loans (which this structure is not uncommon) - they were called out for this.There are components related to communication that cannot be verified unless posted but most documents and property transfers (like the one I assume is referenced in the start of this post) cannot be disputed.

Originally posted by @Joe P.

I first got into construction to save money on labor when I built my first ADU as an owner builder.