Here's what I would do:Option 1- Talk to the lender to make sure that the buyer is strong.

Have the co-op take out a loan for 60% of building value, then charge buyers 20% of value in cash for each unit. 

There are more factors than just the community (#beds, level of theming, location to the amenities, style of home (single family, townhome, condo) and others) But I would strongly advise to stay within some of the same communities you mentioned like Storey Lake, Windsor Hills, Championsgate and a few others if cash flow is your goal.

That discussion pushed me towards ground up construction, where I finally find myself today.

I doubt I could find anything that would cashflow unless you put over 25% down. 

One thing I’m trying to figure out is how to find good locations where property prices are relatively low, but rental demand is high.How do you identify these areas?

But I'm having trouble finding any properties that I could rent, BRRRR, or flip where I would even break even—let alone clear a profit or cash flow.My question is: When you hear that I'm essentially doing 100% financing, does that make it clear to anyone what strategy would be best?

The units are all currently occupied right now, so we won't have to worry about the buyer's market right now haha.With the cash flow I will receive, it will be enough to take care of property taxes, insurance, and enough to save up for any emergiences with the unit that I will need to take care of, so no need to worry, I got you :)!

It feels like the focus has shifted from creating value to chasing quick payouts, with little regard for the end buyer.

This trend has continued since 2024, and buyers absolutely love them.