There are now a few website platforms where they list houses with assumable loans like Assumable (I think .io) and Roam.  

Airtags are devices developed by apple to track things like keys or bags, I use this to airtag items most susceptible to theft like hot water tanks or furnaces and provide this data to the police to track the perpetrators.2.

Mine is a mentor at the start of the pandemic in Ft Lauderdale. 20% down. 3% I/O for 5 years on a million dollar home, now worth at least double.

@Lucas Carl, Getting a vacation rental with 25% down and having a property manager is sustainable and allows you to compare apples to apples across different areas around the nation. 

I moved out all the bad apples and fixed the place up nice.

Look at what Buffet and Apple are holding in cash right now waiting for good acquisition targets. 

A contractor should be able to put together a box in about 15 minutes each...I would say a days worth of labor ($400) needs to be factored into the cost for a RTA kitchen if you really want to compare apples-to-apples to a pre-assembled cabinet.

DSCR only requires that the rents be equal to or greater than the PITI payment or the ITI payment if you go I/O interest only.You can use DSCR for a cash out refinance, Purchase and even a "Rate and term" which is when you want a lower rate or get out of a HML - Hard Money Loan, Balloon payment, Adjustable rate getting ready to expire/adjust (Recast).

Usually if the DSCR is tight we can structure an IO loan with a reduced PPP.

I could call it in but I won't, for the same reason I did this in the first place:  To help him.I am trying to help with a better solution.Quick research shows 10%+ for ITIN loans.I could always give him another 1 year loan at 7, 8 or 9% IO.