The builders shared the same blueprints so both properties are 2 bed/2bath.

Also, if anyone is open to grabbing a coffee and sharing insights, please let me know.

I don't know anything about their policyholder experience.However, every homeowners policy I've ever seen, even with a "home sharing" endorsement or rider, requires some owner use of the property. 

I know that there are issues with any house, but it seems to us as if we have had way more of our fair share of problems since we acquired it.

I often share this story with potential clients, investors, and those looking to start their real estate investment journey.

In IL sellers are not required to share the report, but they're not barred from it either. 

Please share.

I would be happy to connect and share knowledge.  

@Ming Huang Based on the numbers you've shared, I would advise against the deal, unless you can negotiate the purchase price down and/or rent it for at least $1,150.

I appreciate your willingness to share your experience in Fort Wayne—that would definitely be helpful.Since you’re no longer in the area, do you happen to know anyone who might be available to serve as boots on the ground?