For example, you could buy a rental property with your IRA and the IRA would be responsible for all credits and debits incurred by the property. 

Other 'costs' are standard as they are credits and debits for things like property taxes and those will depend on when you buy the home. 

You won’t be able to borrow the down payment...as per fha plus no HML would make this 2nd mtg loan.You’ll have substantial closing costs/prepaid taxes and insurance also, more than $15k likely. 

Both the escrow agent and the QI said that if I got the prorated property tax back (in the scenario where I prepaid out of escrow), it would be considered boot, and taxes withheld (3.33% in California).

The underlying bookkeeping work (the actual QB file) belongs to the accountant.This still perplexes me - I paid her for the month of March prepaid - only 8 days of work (gave the dear john email march 8th - so how is that not paying?

Lol.Here's a rough idea of what terms could look like for you (assuming your DSCR is 1.00+)30 year fixed rate, fully amortized, no balloons70LTV Purchase on a SFR in Birmingham, AL (not rural)5.625% Interest Rate (Buy Down available to 4.75%)No Origination Points from LenderNo Buy Down Points (2 max available in this scenario)5 Year Pre-Payment Penalty (add 0.375% if you want a 3 year PPP)Broker Fees are usually 1-3%Underwriting/Attorney fees are usually between $1000-1600Title and Pre-Paids and such vary.On a side note, I have lenders who could also do 80LTV on this for 5.75% at par rate (no points).This is by no means best pricing out there, but it should be ballpark of what could be available to you in the market right now. 

The notice shall be sent by postage prepaid United States mail to each tax notice party and each tax sale party whose interest would be shown on a thirty-year mortgage certificate in the name of the tax debtor and whose interest was filed prior to the filing of the tax sale certificate.

Take advantage of this while it lasts.Lenders will usually allow 2%-3% of the seller to cover your closing costs, pre-paids and other costs(down payment).

Setting up automatic withdrawal from a tenant's account works great but not every tenant wants their account debited that way.

I have been debating about offering the tenants of the building I am purchasing (2 units) the option of having me automatically ACH Debit the rent out of their accounts.