I think the best I have seen is 85% LTV, and enhanced pricing if the ratio is good (>1.25) 

We also enhanced our cleaning practices with our cleaning company and committed that with Airbnb so that has helped us too.

The front steps have no grip/texture and the gutters drip onto them and it becomes a sheet of ice. 

Definitions.As used in this chapter, unless the context otherwise requires:(1) "Advance fee" means any consideration which is assessed or collected, prior to the closing of a loan, by a loan broker.(2) "Borrower" means a person obtaining or desiring to obtain a loan of money, a credit card, or a line of credit.(3) "Department" means the Department of Consumer Affairs.(4) "Loan broker" means any person who:(a) for or in expectation of consideration arranges or attempts to arrange or offers to fund a loan of money, a credit card, or a line of credit;(b) for or in expectation of consideration assists or advises a borrower in obtaining or attempting to obtain a loan of money, a credit card, a line of credit, or related guarantee, enhancement, or collateral of any kind or nature;(c) acts for or on behalf of a loan broker for the purpose of soliciting borrowers; or(d) holds himself out as a loan broker.A "loan broker" does not include any bank or savings and loan association, trust company, building and loan association, credit union, consumer finance company, retail installment sales company, securities broker-dealer, real estate broker or salesperson, attorney, Federal Housing Administration or Veterans Administration approved lender, credit card company, installment loan licensee, mortgage loan broker registered under Chapter 58, Title 40 and acting within the scope of its certificate of registration, or insurance company, who is licensed by and subject to regulation or supervision of any agency of the United States, the South Carolina Board of Financial Institutions, or other agency of this State and is acting within the scope of the license; and also does not include subsidiaries of licensed or chartered consumer finance companies, banks, or savings and loan associations.(5) "Principal" means any officer, director, partner, joint venturer, branch manager, or other person with similar managerial or supervisory responsibilities for a loan broker.HISTORY: 1992 Act No. 452, Section 1, eff June 15, 1992.SECTION 34-36-20.

Does one have particular endorsements or enhancements or special coverages that the other lacks? 

Once you obtain excellent management, they can(and will) assist you in your expansion, by lowering your time requirements, enhancing profitability, and increasing the equity in your properties.I think the solution to this quandary is to change your parameters a bit.

You could try a few things that might help get a grip on the situation a little better.

It was a platform that I felt I could grow with, is dedicated to great customer support, and is continuing to enhance its offering.

Having multi-family property in (or near) a city like Portland, in the grips of a housing shortage, isn't a bad thing. 

Replacing the oversized and bulky furnace and water heater tank with underfloor space heating and a much smaller tankless hot water on demand we've just enhanced the cubic foot space dramatically by as much as 60 to 70 cubic feet.There's a lot more to this story but I hope it gives you a little insight into some of the challenges and perplexities that exist with old and even new MH's be they PRE HUD trailers and/or mobile homes or HUD Manufactured Homes.