If you compare the supply of hotel rooms: Tulum only has around 10,000 hotel rooms while Playa del Carmen (Solidaridad) has approximately 45,000 hotel rooms, which is why big hotel chains are planning on opening in Tulum. 

Before buying, do an analysis of the market that lets you in on its dynamics, link the type of property that matches your set goals and is in line with the risk you can take, survey the possible financial options open for borrowing money, and finally analyze the cash flow of this business before engaging professionals in managing this apartment complex.Conduct thorough checks on possible properties, covering in-person checks, money checks, checking leases, comparing market prices, checking rents, assessing the condition of the property, and looking over legal contracts.

Look for comps of properties sold with an ADU then look for comps comparable to the house without the ADU.  

I will look for 2 other lenders who are also going to be comparable national banks.

@Robert S.BTW, if you hire a mitigation company, they may charge a lot less for drying out a basement compared to drying out a basement AND mitigating mold. ...so, if you wait for mold to start, the cost of the mitigation company might be higher (I don't know this for sure, but it's worth looking into)...I've never hired a company to mitigate mold, but I've heard it can be very expensive.When I was in your shoes, my top priority was getting the basement dry within 24 hours to prevent the mold, so I threw everything into getting that done ASAP. 

But compared to what?

Do one task at a time in each app to compare apples to apples.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.

Compare these rates with active rental listings in the neighborhood to ensure they are accurate.

Given your preferences and priorities, Philadelphia may indeed be the more suitable choice for you.Landlord Friendliness: Philadelphia has landlord-friendly laws compared to some other cities.

@Dominique Guinnane - Comparing a permanent rate buy down (standard rate buydown) vs a temporary buydown are two different scenarios.