They are a giant "rah rah" session with some of the most basic information that you can find online for free on these forums, and podcasts and ebooks.

The panic turned into a global liquidity crisis and reached an apex with the bankruptcy of Lehman Bros. on Sept. 15, 2008, and the subsequent insolvency of insurance giant AIG.Wall Street was facing a sequential collapse of other banks, beginning with Morgan Stanley when the Fed and Congress stepped in with trillions of dollars of guarantees, swaps and bailout money.Both of these panics — 1998 and 2008 — began over a year before they reached the level of an acute global liquidity crisis.Turkey, Argentina and Indonesia, all major emerging-market economies, are in complete meltdown.

.$942 - (5% * $173,111 / 12) = $220.70.Note that it's not even necessary to know if it's a 30YF or 24YF or 15YF.In terms of calculating what the total P&I payment will be, there's a giant formula, you do need to know the term in that case, I did it like 3 times when I was first licensed to prove to myself it wasn't witchcraft, after that I just use a financial calculator.

I had my real estate license before i became market director for a financial giant managing a sales force of 50 financial professionals.

., "handyman" (special), "cash only", "fixer", "TLC", etc.A lot of people recommend looking off market, but those are a grind to find, and usually not do-able for an agent looking for a client, under the client's desired timeline.The MLS, conversely, is a giant database which you can set up saved searches in, kind of perfect for an agent trying to help a client make a purchase with specific criteria.

Maybe build in 50 or so giant mailboxes which can be assigned daily to whoever gets a package, with some kind of electronic key.  

Kids love it cause its a giant house where they can party and not get in trouble. 

And Dick's "fishing" theory is also very plausible.

Paulson said mortgage giants Fannie Mae and Freddie Mac will step up their purchases of mortgage-backed securities to help provide support to the crippled housing market.

If you were the seller, would you want to give your financial data to every Tom, Dick, and Harry that asked for it or would you prefer to "qualify" the buyer first?