Our job is to provide immediate assistance E.g. blankets, money for clothing, food, lodging and longer term counseling for getting their lives back in order. 

Vacations, dinners, nice clothes, gifts for the wife, sports for the kids, nights out with the boys etc....and for this reason, i would rather buy mortgage  points as a way to reduce my payment rather than make a larger down payment for my home.  

Trying to figure out how to be a good investor agent.I was an Army aviator for 4 years, flew Cobras until a downsizing of the force put me back in civilian clothes.

Kids toys everywhere, clothes strewn everywhere.

Who wants to live in a nice house where you can't have a pool/water a lawn/take showers/wash clothes/Etc?

I listen to the podcast when I'm driving, cooking dinner, cleaning, folding laundry, and putting away clothes. 

You know those new TSA Advanced Imaging Scanners that let you see women without their clothes on?

I am reminded that the Phoenixville code inspectors -- who come around each year -- look askance at the use of portable space heaters by tenants -- mostly bc of the dangers of tipping, damage to cords, and fire hazard from folks trying to dry damp clothing on them.

I don't change my own oil, hem my own clothes, or make very good phad thai:) I pay people to do these things.

Location will be critical.Older shopping centers or strip centers in great locations are being refaced and the parking lots redone to make them pop again.National tenants have a rep to uphold and have to get a certain look and feel for their image going in versus a mom and pop just looking at cost per sq ft more in a good location.If your strip is in a non premium location or where a part of the town is getting older and newer development is moving away you will be more in trouble as your cost per sq ft will go down and your tenant clientele will change.During the boom times retailers grew everywhere and new development was expanding.Now retailers see this is an excellent time to negotiate existing leases or sign new leases to get great terms before the next up cycle.Now national retailers are in a "smart and controlled growth" mode.They do not want to go somewhere just because it is 4 per sq ft less.Ultimately if they pay more but get a more central and profitable location that is key to their success.Many companies that branched out into different growth strategies have reeled back to their core values and strategies.Retail is getting the crap kicked out of it right now and is expected to continue through 2012.A lot of it depends on how much the local market is saturated.For instance clothing stores even with the closures have too many in the marketplace now unless they are filling an untapped niche."