Most of these scenarios of giant IRAs are due to the massive success of a company, not of the RE market.

Nice Dick!

Most of them are real estate dick heads or network marketing mobsters who treat you like your a child.

Originally posted by @Jonathan Dick:@David Begley is right...

what if you had a giant free range chicken farm??

Look at a map of giant Texas, and you see a giant hole in the middle that is a giant playground for the US Army.

Maybe someone will blow a giant hole in it.

If the building can qualify for a CMHC insured mortgage and you can convince the vendor to carry a second mortgage of 10%, you may get away with a downpayment of 15%.Sounds like the mortgage agents were thinking about a home being bought by Dick & Jane using a high-ratio mortgage ... a 5% downpayment on a conventional mortgage would only be available on a SFH or duplex if you were to live in the property.   

Sure, but I want a premium discount for forking over cash and agreeing to take it "as is", rather than the guy who's going to dick around with inspections and banks trying to come up with a mortgage, only to pull out 2 months later when his loan falls through.

In reality, you need to read, learn, research, and figure out what you truly want in life, what your life purpose is, absorb the wisdom from the giants, and come up with the best plans and strategy to execute.