@Michael King the cap I saw as $25k unsecured and up to $2m secured.

If the HML doesn't allow it, the private money will need to be unsecured or secured by some other property.

So this lien is unsecured from the property as a result of the foreclosure.  

(LEH) filed for Chapter 11 bankruptcy Monday in New York, listing debts of $613 billion and naming as unsecured creditors owed hundreds of millions of dollars banks from Tokyo, Hong Kong, New York, Singapore and Taipei, among others.

You could look at an unsecured loan first of all from companies like Prosper and Lending Club, based on your credit score.

This is basically an unsecured personal loan, like a credit card.

It is because it basically is unleveraged by the asset (the ADU) financed (it is leveraged by the existing property). 

Here are some of the options for investing your retirement accounts: * Real Estate - including apartments, single family homes, and duplexes * Commercial property, developed or undeveloped land * Mortgages/Deeds of Trust * Publicly traded stocks, bonds, mutual funds * Private Limited Partnerships * Private Stock Offerings, Private Placements * Private Limited Liability Companies * Secured and Unsecured Notes * Judgments/Structured Settlements * Tax Sale Certificates * Car Paper * Factoring * Accounts Receivable * Commercial Paper * Equipment LeasingYou can also set up Self Directed Coverdell Education Savings Accounts for child education expenses and Self Directed Health Savings Accounts for health care expenses.What if you had a child who was 5 years old and you opened a Coverdell account for them with $500.

I recently have been reading about unsecured loans.

A few years ago started calling banks looking for capital to invest in flips came across a bank that said if you have an LLC we can give you an Unsecured Buisiness LOC.