(I dumped my original lender) We closed on time.The violations weren't an issue because they didn't come up on the title or appraisal, already in the process to get them rectified.Now, need to start thinking of how to lower that rate and roll the 25k worth of capital improvements into the new loan. 

I also spent two years as the Creative Director for a talent management company where I oversaw the branding and project roll out of our clients.  

Can the seller provide operating statements and rent rolls? 

If we can find a way to fund the down payment, we are going to shop around to see if we can find another lender that would require a bit less of a down payment, but I'm unsure of how to even get this ball rolling.

It also means you can't roll over any amounts into or out of the inherited IRA.

After the 2 week period they are all rolled into one and will impact your credit as 1 inquiry.I would also say that it sounds like you haven't found a good lender yet. 

The basic information is below and comes from owner-supplied rent roll and 2017 figures:Listed Price: $339,000Gross Rent: $47,520 ($495/month per unit)Taxes: $1,506Trash: $666Utilities: $6,406Cable: $1,982Maintenance/Repair: $4,673Insurance was not listed in the numbers given, so I estimated insurance to be around $1,617 based on 0.003% of property value plus $75 per door.

This is just so I can start the ball rolling.

Depending on that, I might consider a couple of options. 1) bring the rent to market but suggest to the tenant that you would consider rolling back after the outcome of the Prop 10 vote. 2) Just do the 5% if you think that although the City of Oakland will have the power to implement vacancy control, they may take time to decide how to change any existing rent control system in place.Bear in mind, I am just thinking out loud...I do not know Oakland but also am thinking there may be opportunities for buyers being created because of this Prop 10 uncertainty. 

If invested right it would also provide me with a little extra cash to roll into something new.