I intend to start out with wholesaling since I don't have much capital and am not very optimistic about finding lenders willing to take a risk on a newbie investor.

What I'm pointing out is a trend reversal as the market is generally still overly optimistic and overvalued.

That movie and the book, The Creature from Jekyll Island (a book about the conception of the fed) had me feeling a bit too cynical for my taste - I'd rather remain an optimist and hire cynics down the road to research this stuff for me :) It is interesting stuff.

It seems like they thinking about it as a saving with the given down payment and feel optimistic about the appreciation. 

I am always very optimistic.

She's very helpful and knowledgeable, and optimistic.  

Now I must ask, is slashing %25 off the asking price too optimistic?

I am an optimistic person though and really want to start taking control of life today and pave my own path.Looking forward to meeting everyone in the community here!

Trees and water are not necessary preconditions for termites, as I understand, but they increase the likelihood.It is a topic on which I'd like to stay optimistically ignorant.

Which is better than the overly optimistic pro forma numbers people usually throw out.