My mortgage is $65,000 at 3.5%.In 2016, my household will earn $160,000. 

Your name has become a household name here of late, we are starting our first couple flips and have been devouring your book!  

I dread the day when I'll get the call that's she's broke.We both grew up in frugal households, parents saved, gifted to church, and we were taught money management at early age,, I had a check book at 10 years old for my paper route. and income to boot.So your glass is more than 1/2 full not 1/2 empty and enjoy some simple spending and don't think of it as spending.

You also need to mention that the wealthy are in the 39.6% tax bracket (effective tax rate usually is much lower, Bernie Sanders paid %13,5 percent, Obama paid 18.7% and Trump paid 25.3%) and the poor are in a 10% tax bracket, which 45% of american households that don't make a lot of money, pay no federal income tax. 

One of the new forms, the Household Pest Control Agreement, puts into words what both landlord and tenant need to understand about their cooperating to deal with household pests, especially bed bugs.

Building practically stopped for 10 years between 2008 -2018 and then picked up for 2- 3 years and then got hit with pandemic work shortages/increasing materials prices/work stoppages and then immediately onto higher interest rates.... so it's not a clear cut path to victory but there is a massive shortage in house hold units and an increase in household formation.... so worth exploring.

However, the kits are a good way to test pottery, toys and other household items for lead.20.

Leave those to people who are looking to live there and they have 2-3 full time workers in the house hold to pay for it. 

HELLO if you have a household income of 200k and you can't seem to figure out how to get out of debt... then yeah you should get out of debt with a plan and never get back in debt.

Curious to know your metrics for gauging market demand in s.s. unit count per resident/household compilation.