They are dirty; they have clothes and uneaten food strewn about; they attract roaches and mice - THEY'RE PIGS!

They provided me with dwelling coverage, and then asked if I wanted to also cover any bigger ticket items that I had in the property (clothes washer and dryer in my case). 

I'd base that decision on the totality of the circumstances...that being lack of food and clothing inside the residence and statements from the neighbors.  

We are very image conscious and often buy clothes impulsively to look good.

While it was clear with every turn in this 3500 square foot house, the grandeur and what a special place it once was, it was also obvious that it was not being well cared for (it was a pig sty with dirty dishes, clothes, beer cans everywhere) plus there were so many places with wood rot, shoddy work done, codes violations galore, asbestos tape around the pipes, gaping holes in the sofits etc. etc. etc.  

Nothing but clothing retailers almost that constantly go out because what I call the (destination type tenants) such as workout,doctor,nail salon, barber shop,restaurant,etc. like local street to neighborhood retail.

Its the professional PM's job to enforce the lease, and the only armor a sensitive guy like me has when I do this is that my responsibility is to my client, not the train wreck of humanity happening in front of me.And like the author, the skeptic in me wonders how half of my "victims" manage to clothe themselves on a daily basis....new cars, phones, hairdo, and can't pay rent. 

Also, transportation expenses, clothes, etc. are not accounted for.  

The furniture and floor are completely covered with toys, clothes, and dishes.

Given the location, I think it would be well suited for some small retail (clothing shop, phone store, etc).