In regards to being a wholesaler - obviously we all know this business revolves around getting GREAT deals, so I would say you dont need to become a wholesaler, but focus on getting whole sale deals.

I get all the calls myself, put a lockbox on the property for buyers agents and cam also sell it myself which I have done when I show the property.  

My question (s) revolve around not knowing much about stucco in general.The house does not have central air/heating which to a noobie like me seems just crazy but I'm hearing that stucco really doesn't require central air/heating as conventional homes do, this accurate?

If you find your middle score is below what their guidelines allow, you could try paying down your balances to 50% or even 30% of your credit limits (A 30% or lower 'revolving debt ratio' allows for the best ratings... next to paying your cards off in full, which is the best recommendation altogether). 

FHA is mortgage insurer and the guidelines in regards to minimum NET revolve around 3 tiers of the Pre Foreclosure Sales Program.

Credit cards are one type, also known as revolving.

Frank Romine :My actionable steps revolve around maximizing time and inefficiencies.  

To be truthful you don't want revolving debt when investing in real estate.

What happens, however, is it jacks up the rent for each space.Also, I've been using a spreadsheet from BP in my analysis, and am getting stuck with the column entitled CAM PSF.  

There's no management to do... no CAM adjustments or anything.