You can find 6+, but they'll be located in less desirable areas with higher vacancy rates and management head aches.

The best recent move I made was to set up all new borrowers on ACH; I initiate the ACH batch to collect monthly payments. 

It's just aches my bones

.- No good rent payment ACH status across the portfolio Today vs what we had.   

I use the bank POA to create a new auto pay account ACHing from my business account. 

For $63K it is not even worth the head aches. 

My long term goal is to make RE a healthy part of my portfolio and become financial independent early so I can practice medicine because I love to do it and not because I need to pay the bills.

Look in medicine cabinets or water heater closets, areas of that nature for a tag.

Or do we want to build a society where people who will advance society (technology, medicine, science) will thrive optimally?

Allowing my tenants to pay by ACH, debit card or credit card from their phone has saved me time, effort, and money.