Most of the banks are not even aware the policies cover these things and consequently, end up selling the property as is.On a more personal note, I live in Northern California, and enjoy mountain biking, writing, composing music and reading.

For example, I complained to the management that our neighbor downstairs are playing music too loud and arguing too often.

Music helps eliminate the awkward silence and livens up the place.

In the process, I learned a little bit about building codes, dealing with city planning department, inspectors, hiring help and sub-contractors, and obviously learn a lot about the various aspects of single family home remodel and construction.I did my undergraduate studies in Architecture but never pursued that career path but instead decided to record music and ended up building home recording studios and learning a lot about sound-proofing, acoustical treatments, and other helpful but niche/technical things that end up quite applicable in improving real estate properties that are near loud things like freeways, train tracks, and airports.Around 2008, I purchased a single family home in San Mateo 1/2 inherited, I bought out the other half from an overseas relative.  

These young pastors do a church startup up with music and youtube sermons for the hip crowds and pack the kids in.

When I entered the ball room the music was so loud I thought I was in a night club.

(to the music of It's Another Tequila Sunrise).Mike

Something as simple as wanting to see regular live music is nearly impossible in Stockton and Modesto.

Hamilton as in the musical?

(beautiful orchestral pop music)........Hi, LoanMod?