When going with a HML, do you get a loan for the down payment + rehab amount and use it to get a conventional loan, basically having two loans simultaneously then refinance both loans into one?

I've lost track of which thread this is as we seem to have a few of these going on simultaneously... 

My dilemma is that I can comfortably do a 5% down payment here, or 20% elsewhere in a market like OH, but not both simultaneously, so I’m trying to determine which is the better financial decision to set me up for a successful investment portfolio.

The letter itself was from the city's Office of Fair Housing & Equity and stated that a case was simultaneously filed with HUD. 

I bet we could find a lot of examples where OP overpaid for properties,  while they were simultaneously overcharging their buyers for their work and results. 

(Also included here is a fix to the exterior I might as well do simultaneously that also fixes a bizarre issue in the master bath).

Especially if you have several properties that may go vacant and simultaneously have equity go negative. 

Different and simultaneous sessions that relate to different strategies. buy and hold, flip, wholesaling etc.

Asking price was 30KI offered 10K cash total, 10K earnest money, as is, where is, no contingenciesThey countered with 20K and were willing to do some owner financingI gave them a triple simultaneous counter:- 20K, 100% owner financing at 8%, based on 30 year amortization, 5 year balloon- 15K, 5k down, 10K owner financed, 10%, 30 yr ammort. , 5 year balloon- 12K cashThey gave me 2 counters:- 20K, 10K down and 10 financed at 10%, 5 year balloon- 15K cashI took 15K cash, which I initially was hoping for anyway.

I have been lurking on BP for a little while now and simultaneously discussing my plans with a friend who is a potential business partner.