After a year I changed jobs and I also rented out a room in someone else’s house to live in (equivalent to a 2 bed apartment) and then rented my bedroom out so I could walk to work (my home was about 50 mins away from my job.)

@James Somers I had to ask myself this same questions 6 years ago as I was contributing to my 457b (government employer's 401k equivalent) every month prior to investing in real estate.

  $78,000 1986 dollars is the equivalent of about $218,500 today. 

The calculation uses rents and owner occupied equivalent rents.

This is an equivalent of losing the audit completely.

There may be something equivalent in your jurisdiction; you should consult a lawyer in your jurisdiction.

ACH is slowly spreading, but there is not (at least not which we have discovered) the equivalent of Interac e-Transfers.Additionally, the rate of unbanked citizens in the U.S.A. is far greater than in Canada.  

I then decided to go back and get my Master's in Construction Engineering and Management from IIT as it would only take me the equivalent of 1 extra year to get the degree.

Send me a document to sign, and I can sign Donald Trump or John Doe.The only legal way I know is to use digital certificates that have been issued to you with an authentication entity and that you have sole custody and control over the secret key.The docusign or other equivalent application never verified your identity and never gave you sole control of your keys. 

@Ryan StevensonIn Canada, you and your lender have access to high-ratio, insured mortgages through the Canada Mortgage and Housing Corporation (CMHC) {or one of two private insurers: Genworth and Canada Guarantee} which is our equivalent to FHA and similar programs in the U.S.A.