DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

In North Carolina, using a Home Equity Line of Credit is a viable option.

She was upfront to her credit and has assets but I don't see that he is taking initiative here.

You don't have to track your basis in the securities or calculate any capital gains.As always, please consult your tax professional for advice on your specific situation. 

With that in mind I would run the roommate through background check and credit score.

The bigger the project the greater potential to get off track. 

Just remember that if you do direct booking and have a cancellation, your credit card processor will keep that 3% fee, unlike Airbnb or Vrbo. 

Finding the true appreciation rate for specific towns can be a bit tricky, but you can start by looking at historical sales data, talking to local realtors, or even checking out some online tools that track market trends.If the condos you’re eyeing aren’t meeting the 2% rule, it might be worth reconsidering or at least getting a more detailed breakdown of potential long-term appreciation and other benefits, like tax advantages or rental demand growth in the area.

And do yourself a favor and join the VTSTR(Association), which tracks state and local STR regulations, which there are many.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?