I only made a good judgement call because of Brandon and Heather Turner's book on Managing Rental Properties, it has been instrumental in doing our first deal!

Then from there I started to get my RE license to further my education.So here I am, a few years later and have my first deal under contract, struggling with financing, but all in fun of the game I'm still an active member of bigger pockets and tell all my friends and family to get on here and enjoy life a little more.To wrap things up, I would just like to take a moment to thank you and all of the staff at BP for this incredible instrument to improve the lives of thousands of people around the world.

I have family and friends with cash who are itching to get securitized higher yielding instruments, and selling the notes I have could be a great way to increase my returns and their returns.

To legally bypass having to pay the suit on his behalf, since the only instrument "forcing my hand" if you will was the nortgage note.

My household income allows me to save $20k post tax dollars a year and ~40k pretax dollars per year for allocation to real estate rather than stocks/bonds & speculative instruments. 

When I run companies,we work off "revolvers" or basically lines of credit.... so if the "conventional" mortgage was such a great debt instrument,why do you think the smartest folks in business don't use them?  

Hey Milwaukee BP crew , check out today's JSOnline - there's a blurb summarizing 2013 home sales data.Nice to see these appreciation figures after so many bleak years, especially in the city of Milwaukee: Waukesha County - avg sales price up 6.4% from 2012 Ozaukee Co. - up 8.9% Washington Co. - up 2.4% Milwaukee Co - up 10.5% city of Milwaukee - up 12.3%

The statutory definition of securities is as follows:The term “security” means any note, stock, treasury stock, security future, security-based swap, bond, debenture, evidence of indebtedness, certificate of interest or participation in any profit-sharing agreement, collateral-trust certificate, preorganization certificate or subscription, transferable share, investment contract, voting-trust certificate, certificate of deposit for a security, fractional undivided interest in oil, gas, or other mineral rights, any put, call, straddle, option, or privilege on any security, certificate of deposit, or group or index of securities (including any interest therein or based on the value thereof), or any put, call, straddle, option, or privilege entered into on a national securities exchange relating to foreign currency, or, in general, any interest or instrument commonly known as a “security”, or any certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase, any of the foregoing.

Just a bit different note, band performances aren't regulated by law, you'll be hard pressed to see anything on a football field that is really unethical, illegal, takes money from the public or scamming someone into learning how to play an instrument.

Costs and pre-payment penalties can vary quite a bit from lender to lender so definitely talk to at least a coupe of people before making a decision on who to work with.