Reserves are all the bills on the mortgage report, plus rents paid multiplied by 12 or 24 months.

They had Airbnb until the fees increased and multiplied.

If you refi the loan to buy another property, you'll be the power force behind multiplying the money.

Multiply that with your average labor day rate and you've got your price.

Multiply your target house by average house price per sq ft to gauge ballpark of sold comps. 

You take existing lot square foot number and multiply by the allowable percentage and it will give you the total allowable lot coverage. 

Ft.Total Building Area: 23,789Gross Scheduled Income: $365,887Gross Multiplier: 14.49Gross Income: $373,736Laundry Income: $2,270# Of Separate Gas Meters: 13# Of Buildings: 1his area has become increasingly popular to those priced out of nearby Westside markets such as Venice and Santa Monica, so much so that this area made the top 10 of Curbed LA’s recent list of, “Where LA Home Prices Increased the Most, ” with a 118 percent increase in median sale price between 2010 and 2019.

.:6 things: income (yes, barely b/c of child support)good character (no)clean and tidy living habits (I don't know)good financial habits (I don't know)willingness to pay online (yes)no smoking (yes) I would try to quantity your above 6 criteria:Income: Fine as long as it is expressed what the requirement is such as 3X rent or some other multiplier. 

DM me your score and I can give you rate range.You also need reserves (all your bills and proposed multiplied by 12 or 24 depending on program).Property MUST cash flow with real market rents.

If the rest is comparable (beds, baths, etc), if the neighborhood is the same, you make the allowance by breaking it down to price per square ft, then multiply by square feet of the subject.