you pay this insurance in case you cant make payments.. that is also fraudulent there is NO insurance for private loans does not exist.. so they just try to suck as much money out of you as they can.. then either go dark or come up with excuses why your deal cant fund.. to to Lendinghome .com and look at what a real lender charges. 

Ricardo, Heloc to to deploy the equity if your returns will justify the repayment...otherwise creative / seller financing would be a great way to break into the game.

That's the short term goal of course as I will need a place to live, while the long term goal is to to scale my portfolio in the Birmingham, and other, areas to generate enough cash flow to afford me time freedom. 

They do this to protect the property prior to to the foreclosure auction. 

This is a pretty big topic on the forum too, so take a look at some of the other threads that have mentioned it - The majority of the advice tends to to land in the area of: You can't be in a sprint if your spouse is at a crawl....Recommend some of the basic books out there like Millionaire Next Door or Rich Dad Poor Dad, and get her to read them.

If you have the ability to work from home and only have to commute 1 or 2  days a week into the GTA then it would probably make a lot of sense to live outside of the GTA.And you also have to consider others in your family - if you have a spouse - consider their opinion too.Perhaps a great way is to to take an airbnb for a month outside the GTA and try doing the drive for a month and see if you are good with it or if it drives you crazy and you realize that you really want to live closer to work.Either way, as long as you are owning the Real Estate, it will be a good decision.

Almost every time we let a friend ride a quad runner they have some sort of accident where they thrash our quad runners and sometimes we have to rush them to to a hospital in Las Vegas.I can write all day about several accidents people had, but to make this short I only want to say that it is super strange how people you think have perfect control of a quad runner have accidents after they have a few days of experience and most of the accidents happened when people were going perfectly straight on a straight trail or road and they flipped a quad runner and could not explain in any way what happened.I have a plumber friend who purchased 2 $13,000 jet skis about three years ago and he said he was going to get other people to pay for his jet skis.

I would be happy to to get to know some people in the area.

I'm not trying to be insensitive here just hate to to see people have to learn things the hard way when so many of us (myself included ) have already gone through this same scenario and learned the unfortunate way.Charging and sticking to your late fee shows your tenants that rent is a priority.

I’m really only familiar with banks but I have a lady that I would recommend, if you wanted to to some research.