I also founded a record label in 2012 which has started seeing interest from the likes of Virgin EMI and Universal Music. 

They used their HELOCs for frivolous vacations and car purchases but when the music stopped and all of a sudden their payments (in addition to their first mortgage) increased (maybe even doubled), they were unable to pay them off and thus had to foreclose. 

We have a Coachella and stage coach music festival next month and fear the same fate.

Leave the speculation to those with big cash reserves that are able to be without a chair when the music stops playing.

Me and my wife own  Vendetta Entertainment a creative production company for commercials, photography, music videos and fiction content.

Not me.I have a framework.That framework "tries to" balance out a comfortable life vs. being just a toiling slave to a goal.But I will say this, I do enjoy most everything real estate.For instance if I'm sitting in the hot tub listning to music (or posting in here) and a call comes through saying a roof blew off, some people would consider that a huge hassle.But I don't look at it that way.

Originally posted by @Jason Merchey: Though @Brian Burke probably has something to say re: how to deal with "standing when the music stops" as he is not averse to short-term financing or variable rates with a rate cap in place.

Being able to at least eliminate or almost eliminate verbal sounds, music, etc would at least be worth something though 

This right here.Put on some loud hateful music and let everyone know you're here to work out and not be there for social time. 

There aren't many things in this world that can buy your time.I'd be happy having my basic living needs taken care of till I die that way I could work on my music.