The real problem comes in when the unexpected happens, like a roof repair, or a boiler replacement, on top of the negative cash flow.If it was me, I would try to save more, take out less debt, to help with cash flow.

You suffer large unexpected expenses.

My first DSCR loan experience was unexpected. 

We’ve already extended a $2.9M interest-free short-term loan to cover various unexpected expenses, including the replacement rate cap over the past 12 months.

However, it’s important to maintain enough liquidity for unexpected repairs, vacancies, or other expenses across your existing portfolio.If I were in your shoes, I would likely lean towards reinvesting in a way that balances both cash flow and appreciation.

That 1000 can turn much bigger with vacancy and unexpected repairs.

To me cashflow is important to cover unexpected expenses but I buy for wealth creation and tax benefit, not to supplement my income.

We are a thriving community of hosts committed to providing safe and comfortable haven for individuals and families facing unexpected challenges.

I would be delighted to assist you and provide insights into the current Kansas City market.

Just make sure your numbers are solid, taking into account renovation, holding costs, and any unexpected expenses, to ensure a profitable flip.If you'd like more help with funding options or analyzing your deal, feel free to reach out.