Quote from @Brandon Croucier: Well once the loan is Originated there’s no taking one out and adding another, I wouldn’t touch a blanket in that position then, there will be difficulty taking one out/penalties, definitely just suggest a cashout refi.

However, we always send our guests the following message after they have been in the home 3 nights: "Nowthat you've been in the home for a little bit, we're touching base to ensurethat everything is going well.

Like someone else said, your RE licensure exam is going to touch on creative financing in a very surface level way, if at all.

Most seasoned and experienced note investors would never touch them, warranty or not. 

Will definitely keep in touch!

Few notes: I will not touch the money in these accounts unless the income is being used to buy a flip or another property, which is about 10 months for me so that money will be sitting there.I am considering a HYSA from Capital one as i saw as of today their APY is 4+% with a minimum deposit of $10KI will be using baselane to organize and manage these transactions.Any criticism / advice is welcome :)

Be very careful when it comes to vacation homes you need to be very experienced to be able to calculate the exact net cash flow. there is so many expenses that you might not understand, in other words you need to do your homework before touching any vacation rentals especially with the pandemic .

We don't touch anything under 200k.

I will be in touch with you directly.

Thanks for input,Charlie@Charlie Krzysiak  It was touched on above but condo's are completely different then single family/townhomes and even 2-4 units multi family  properties.