The tree removal quotes were extremely high, with one company quoting $19,000, citing that I would go through the insurance company.

I would think, and this has been confirmed to me by several estate and elder law attorneys; as well as tax attorneys, that a tree structure where you have a parent LLC and then wholly owned sub-LLCs under it's umbrella is the correct way to do this. 

The marine fog layer and dampness keep trees fairly saturated.

The tree in front of our unit had half its leaves off, half on.

@Rafael RoI know folks still doing well in Joshua Tree.

If the homeowner does not have the correct policy even a tree falling on the home is not covered.

I have big items backing up now like a garage roof tarped I can't afford to reshingle, a back fence falling apart at my own home, leaning trees that need taken out....

I’ve seen landlords successfully sued for large amounts due to refusing to remove dead trees resulting in injury; not complying with swimming pool enclosure laws; having window frames in such bad condition that window ac units fell out; refusing to disclose existence of toxic mold; not eradicating lead paint; and many more.  

All the ones I'm looking into (Joshua Tree, Gatlinburg, Lake Havasu etc.) are highly competitive, for obvious reasons.Thanks!

From a storm a tree fell into the house and no one was aware so roof has been open for sometime :(6.