The easiest solution to combine your two Stessa accounts would be for you to add the email address you have associated with BiggerPockets as a collaborator to your already active Stessa account.Then log in with your BiggerPockets credentials (as that collaborator) and it should upgrade your Stessa account.Here are some easy steps to follow: https://support.stessa.com/en/articles/2105533-the-power-of-portfolio-collaboratorsIf this does not work, please message [email protected] and we can work with Stessa directly to get you set up.

There's a few different ways to focus on a lower rate such as with house hacking and making the investment your primary residence, requesting a significant closing credit from the sellers for standard rate buy-downs (which I've had great success with recently), or utilizing lenders who offer short term rate lowering solutions such as 2-1 rate buy downs (again, ideally paid for by the sellers).

The only solution I see is connecting them to city sewer which won't work 95% of the time. 

But my solution in your case would be to frame out a dividing wall of 2x4s and either drywall or if the basement is prone to taking on water then I’d look for something waterproof as opposed to the drywall.

Hi @Michael Moya, I was wondering if you found a solution.

Did you ever find a solution for a 3rd position heloc?

We ran into the same issue when we made our Costa Rica investments and didn't really find a good solution for a local mortgage there. 

His proposed solution was to rehab them ourselves and make the money that we were “giving away” to our buyers.

My company provides an all-in-one solution for clients.

We give an A-Z Solution.