Aloha, In a market where the sale-to-list price is 97.9%, homes sold above list price is 18.7%, and homes with price drops is 51.4%, I’m exploring how to respectfully submit an offer with a 30% to 50% discount on the listing price.Beside from the following actions, are there any additional steps I can take to ensure my approach is considerate to both the seller and my agent?

Having been involved in various industries and businesses, I’m well aware of the pitfalls, and not falling for the “get rich quick” schemes like buying Section 8 housing using gimmicky software.

In the future, please have all this lined up before you submit a contract.

There’s a good chance that if lender finds out of property transfer via title records, insurance policy beneficiary, bank account submitting mortgage payments, they’ll assume that John  Smith formed a trust to own title and will not flag the  file for any action.  

To receive the 4% ratio, you have to submit an application showing the property is your primary residence.

I humbly submit I have personally done far more deals in these asset class's than scott since I have been doing it since 2002.. 

Software is a common question on BiggerPockets.

They charge a flat rate of $600 per $1M in price.My local association and MLS combined is about $1,600 for the year.The only thing that I really miss is having access to the NAR forms or your local state forms, and the software to fill them out so easily, with Glide.com or Zipforms. etc...

I just listened to Jerry Norton's Craigslist Flipper software webinar. 

Quote from @Fakaradin Floyd: Hey everyone, I'm a 24 year old Software engineer that's always wanted to get into real estate, I graduated college about a year and a half ago and wanted to hit the ground running when graduated.