Personally, I follow this standard for every application I receive:- Income of at least 3 times the monthly rent (verified through the employer)- Credit score of 580+- Rental verification with past landlords (no outstanding balances, no late payments, and the property left in acceptable condition)- No history of collections, evictions, or criminal offenses- No overdue debt (except medical debt)This process has helped me place quality tenants over the years.

Section 8 guarantees part of the rent, which is great for income stability, but the building will have regular inspections to meet Housing Quality Standards (HQS).

These are just standard mortgage notes, many made by CitiFinancial.

any advice on paying mortgage off or faster With a standard mortgage, your monthly payment will remain the same for the life of the loan.

Not by government standards, so you cannot buy real estate with it.

If you can't perform to the new standard were setting, I strongly suggest stepping back and hiring one of us who are setting this new standard. 

If you're seeing a charge, shoot me a direct message with the email on your account and I'll be sure to help out :)Also, although our official refund policy is consistent with the industry standard of not refunding after purchase, we actually do often break that policy as long as someone reaches out the same day.

However, with a SFH you will lower your standards when vacancy arises more than one month as you have no income coming in to male that payment.  

As a result, I've increased the rent to my standards and past other landlords' standards who are afraid to go past 10%!!! 

Rents increases are not standardized and should be kept within the realm of market rents.