They simply sleep on issues.

What I don’t understand, and help me on this, is why someone would simply want to purchase the Mortgage/DOT without the note. 

I'm not here to debate, complain, or anything else.I simply shared my experience to help the poster, that is all.

If you are simply buying for a lifestyle investment, then you have much more leeway in what/where you might consider buying.

Especially now, I am seeing a lot of people who bought during or right after the COVID pandemic and are in situations where they simply cannot sell their homes for any profit (many of them bought as new construction).

I simply wanted to exit two deals to begin gaining credibility in the eyes of hard money lenders.

Not simply building wealth in additional to whatever else they have going on to support them.

Even with some people I believe are honest, I simply believe most do not properly analyze and manage risk, as is evident with nearly every syndication doing capital calls right now because they didnt properly plan for rising rates.Dave Van Horn however, along with his company PPR one of the few people I trust in the real estate space.

Ultimately, I wound up doing a 92-unit deal my first time around and realized that part of the reason I was struggling to win deals was simply because I lacked the credibility to be do so. 

This would be the safest approach but also, anyone that is worried or has extra strict oversight in their area could simply avoid anything alcohol related in their packages.