Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Sometimes, the more old-school approach like posting on local community boards can help you find reliable tenants.

I’m almost 21 and still in school but I’m interested in real estate because I’ve heard of what it’s been able to do for people.

Here are a few markets with solid numbers:Indianapolis, IN – Median home price: ~$175K | Average rent: $1,400-$1,600 | Cap rates: 7-9%Kansas City, MO – Median home price: ~$200K | Average rent: $1,500-$1,800 | Cap rates: 6-8%Cleveland, OH – Median home price: ~$120K | Average rent: $1,100-$1,300 | Cap rates: 8-11%Birmingham, AL – Median home price: ~$160K | Average rent: $1,300-$1,500 | Cap rates: 7-10%Memphis, TN – Median home price: ~$150K | Average rent: $1,200-$1,400 | Cap rates: 8-10%These markets offer affordable entry prices, strong rental demand, and higher-than-average cash flow potential.

Quote from @Jonathan Chan: What kind of rates are you getting on gap?

I was thinking about doing real estate sales on the side as a sort of part time hustle while I'm in school and working my w-2 but that's great to know.

It stops nonsense before it starts and keeps your property safe (and your sanity intact).Hard on Paper, Soft in PracticeMy lease was stricter than a middle-school dress code: no overnight guests, no smoking anywhere, and quiet hours that would make a library blush.

If they have a good interest rate it might be worth looking to see if you could assume their loan to take advantage of the lower rate.  

We're going to see insurance rates climb for quite a while.

Your ability to turn around a property with an 11% cap rate is a pretty strong selling point.