Then get a business umbrella policy.

Got added to the property insurance policy as additional insured.4.

Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  

Are there dogs in the yard when you have a no-pet policy?

When I'm investing in trust deeds - my primary concern is the safety of the principal.

Hire a licensed and insured electrician there are codes that are in place to protect people and property it is a safety risk that you should not cut corners to save a few dollars on.

They usually cherry-pick fire and safety related items from new editions of the building code that just can't wait, in their opinion.

One other market-wide factor I’d throw in is local government policies.

I understand the policy is to email permitting for updates but after 13 months of permits, 19 months after I sent in $36,000,  I think I've earned another quick phone call.  

The 2005 loan shows it as a first lien so I assume they cleared the history somehow but they are unwilling to share the policy.