@Brendan August1) A CARES Act Distribution of pre-tax funds from an employer plan can be paid back to a non-Roth Rollover IRA.

That “rollover” satisfies “paying back” the distribution thus no taxes have to be paid.

Although you wouldn't be limited to the amount you could rollover.

What happens if the neighbor ignores stakes, roll over them, take them out?

You can't buy much real estate with one year's contribution so you probably would have to wait a few years until you accumulate enough funds to invest in a deal (unless you have some other retirement account which you could rollover into SDIRA). 

Set up a self-directed IRA or truly self-directed Solo 401k plan (if you are eligible), perform tax-free rollover and invest in real estate inside of a qualified retirement plan.

These lenders offer short terms such as a year or less - it allows you to exit and roll over to the A side without penalty.

I assuming this is a trad 401K that you can not roll over or withdraw w/o penalty, and therefore the elaborate scheme.  

And don't forget to roll ove some of your 401k or IRA into a Roth IRA! 

Half the wholesalers out there would steam roll over her and steal her house.