Conclusion: I joined a "real estate Fund" in early 2009 (a Fund has several syndications/properties in it) and in 2009, 2010 and 2011 when the market was declining the fund still made the payments regularly without missing a beat to all investors.

Our mortgage brokerage works with real estate investors all across the country who face these same decisions regularly.

This is very much in contrast to Texas where it is not fixed and regularly between 3% and 4%.  

That makes me wonder if those lenders will lend more on the places vs regular lenders.

I have no debt aside from the properties and regular monthly credit card debt.

Trying to read between the lines it sounds like you have a regular owner occupied homeowners policy in place on a rental property. 

I also am in the industry already so I have a few regular networking groups and events that I attend.

I agree, exercising patience and being a force for positive is the only intelligent self-serving actions I see here. 

Banks regularly foreclose on properties and sell them on auctions.

Because, if you are a “regular” person meaning don’t make 5M a year W2 / legit bussiness which shows on tax returns, you can’t qualify for 20M loanAlso it mean, that people who buy 20M condo, chances are they have 100M-200M cash sitting and not doing anything.Return of equity is 0, as it also the cash sitting in a bank.Debt is cheap now days: 4-5%, but if you have “unlimited cash”, then not need to pay 4-5%As far as max cash flow and minimum risk - it’s something a lot of members discussed already.And last but not least - let’s not go off topic.