You claim to receive no remuneration for this from the syndicates you are pitching- but only time will tell if you're the only guy not getting paid to raise money for others.

In other words, your renters have covered a majority of your costs of ownership this year, including covering your debt, and you have to put some additional money in, which raises your cost basis.

This one does have an attached (2 stall) garage, and perhaps the lot raises the value.   

The other alternative is to raise capital and be more of a fee developer, at least at the start.

•If you can, raise rents or find ways to increase the property’s income before applying again.Have you already tried talking to multiple banks, or is this feedback from just one?

How to avoid BEFORE this happens: pay a day early, don't raise issues, get loans that aren't backed by US Government that the note states they don't sell the servicing.How to avoid the late payment- pay all accounts from the same bank account on the same day of the month.

Outside of raising money from others or seller financing, I am looking to see if there are private or other lending options that could cover 10-20% of a downpayment on these loans with a shorter loan term of say 5 years.

The cities laws make landlord very difficult for raising rents and evicting tenants. 

They aren't making money on the loans and the true business driver is the pref equity raise for their own deals.  

With a channel manager to make sure no double bookings. then, raise your prices on all four and stop chasing 90% occupancy.Originally posted by @Villy Ellinger:@Ken Latchers I had a similarly crappy experience with Booking.com a couple of years back like several others described above BUT...