I know many folks that started a business with just a business card, telephone, a vehicle and ambition. 

I'm about to start a team of callers on these lists, but I don't want to waste their time or my time with these dead leads.I'm thinking of charging back the expense with my credit card company because I'm pretty disappointed.Does anyone have any solutions they'd recommend for getting accurate property owner phone numbers?

So I used 0% interest for a year credit cards to pay for cap ex things that popped up or a rehab etc.

The market was very favorable from 2012-2021 for this type of thing, but eventually I would think the house of cards they have built will fall down (probably starting now as I saw they have recently tried to sell some projects off at prices that nobody would ever pay, including one of my buildings they bought for way too much, which is still worth less than than they paid for it but they are asking way, way more). 

Everything he teaches about personal finances (budgeting, car loans, credit cards, etc.) is spot on.

I don't accept credit card payments for this very reason.

Looking to knock out all credit card debt early next year and rebuild the 6 month emergency fund.

There are several benefits of having cash in the bank/liquid reserves versus an open end mortgage (a.k.a) credit card.

A good analogy is baseball cards.

Suppose you have $46,000 mortgage at 8% interest on restaurant, $22,900 SBA loan, $3,900 at 1.75% interest on a microloan, $23,00 on temporary 0% interest credit cards all for the same business totaling $95,000 in debt.