It’s pushing in.

At some point that market becomes saturated, pushing revenues down and the extra juice won't be worth the squeeze. 

Major employers like JP Morgan and AT&T are pushing for these policies as well, and specifically in the D.C. region, Amazon HQ2, the Washington Metro Area Transit Authority, and the Executive Branch of the government have required all employees to return to work 5 days a week at those locations.Fundamental Lack of Residential SupplyAnother interesting driver of demand is the fundamental lack of supply of housing stock due to the fallout effects of the 2008 housing crisis, slowdowns in housing construction during Covid-19 primarily in 2020, and a good amount of 2021 from supply chain issues, labor shortages, and rising construction costs.

The developers pushing agents to sell one of their townhouses as a STR really inflated the asset cost cause they were pricing it on a revenue structure, not asset.

If you're able to download the SPD (Summary Plan Description), there will be a section pertaining to loans where you could find out and know ahead of time.

Howdy Alex,Welcome to Conroe and best of luck on your new journey.Wishing you success ahead!

If I were to rent both sides I would come up ahead $250 after all expenses.

Getting this cleaned up now would push my credit score over 800+ and eliminate nearly $3k per month in revolving debt payments and bring me quite a bit of peace.

You’re already way ahead by getting started young—keep going!

This is a very common issue that it seems a lot of LO's do not understand so they push borrower's to higher priced DSCR loans. or, they are not even licensed to sell anything else.