I used to provide detailed answers to DMs, which are private and help only the requester.

Feel free to reach out and we can chat about private lending.

@Rennell Goudeau Hi Rennell, send me a private message and we can connect.

Here are a few strategies to consider for funding a down payment:Partnering: Like Gregory mentioned, finding a partner who can contribute to the down payment in exchange for equity or a profit share is a solid option.HELOC or Cash-Out Refi: If you have equity in your home or another property, a home equity line of credit (HELOC) or cash-out refinance can provide the funds you need.Private Money: Reach out to friends, family, or private investors who may be interested in lending you the down payment with a promissory note.Seller Second: In some cases, the seller might agree to finance a portion of the down payment as a second mortgage.Live Frugally and Save: It takes time, but reducing expenses and setting aside funds from your income is a tried-and-true method.The right approach depends on your situation and deal structure, but a mix of creativity and resourcefulness can go a long way.

Investigate what (if any) additional fees that they charge for handling evictions, and find out whether they go to small-claims themselves, or hire an attorney.

(yes, some of the Non-QM lenders that do DSCR have FDIC-insured deposits BUT the large, private lenders that have thrived in DSCR over the last few years are not FDIC-insured lenders). 

For a truly passive experience you'd probably need to be an investor in private equity deals or be a silent partner on a project.

You also cannot use a second mortgage (from HML/private lender) for a 2-4 unit non owner property. 

Just so you know, I'm partnered in 2 private equity funds that have a similar business model to AHP.

Read around and investigate what makes sense to you, and what you can stick to.